Hartwell Precision Components

Mid-size manufacturer cuts payroll tax burden by $187K annually

The Challenge

HR had explored traditional benefits upgrades but found them cost-prohibitive. Employee turnover on the production floor was running at 28% annually — driven by a benefits package that couldn't compete with larger regional employers.

The EWP Solution

EWP was implemented across all 120 W-2 employees in under three weeks, integrating directly with their existing ADP payroll system. Employees elected pre-tax wellness benefits under §105(b), reducing taxable wages and eliminating FICA on the elected amounts.

Meridian Home Health Group

Home health group adds supplemental benefits at zero cost — saves $112K

The Challenge

Meridian's workforce — primarily certified nursing aides and care coordinators — had limited access to supplemental health coverage. The company had no budget to expand benefits and was losing staff to hospital systems offering richer packages.

The EWP Solution

EWP enrolled 85 employees and structured pre-tax wellness elections under IRS §105(b) and §213(d). Employees gained access to supplemental health coverage including preventative care at no out-of-pocket cost — and the employer's FICA liability dropped in year one without adding a dollar to operating costs.

Cascade Home & Garden

Multi-location retailer saves $310K and cuts turnover by 11 points

The Challenge

With 200 employees across eight locations — many in part-time and seasonal roles — annual turnover exceeded 35%, and the cost of recruiting and onboarding was eroding profitability. The benefits offering was minimal, and management lacked the infrastructure to administer a complex expansion.

The EWP Solution

EWP was rolled out across all eight locations simultaneously with no per-location HR infrastructure required. 178 of 200 employees enrolled, electing pre-tax wellness benefits that reduced FICA exposure while giving every employee supplemental health and preventative care access.

Vantage Advisory Partners

Boutique advisory firm gains competitive benefits edge — $74K in year-one savings

The Challenge

Vantage competed for talent against larger consulting firms offering comprehensive benefits packages. With 55 employees, the firm couldn't negotiate favorable group rates — and leadership needed a program that would hold up to scrutiny from their own financially sophisticated workforce.

The EWP Solution

EWP was presented to employees alongside a detailed explanation of the governing IRS code sections. 53 of 55 employees enrolled, electing pre-tax wellness benefits that reduced taxable wages and generated FICA savings — a differentiator leadership now cites in every offer letter.